Wealth Creation & Investment Strategies

We develop customised strategies to grow and preserve your wealth, giving you financial independence and long-term stability. From asset allocation to investment portfolio management, our approach is designed to increase returns while managing risk.

Self-Managed Super Funds (SMSF)

Thinking about taking control of your superannuation? We guide you through the establishment, administration, and compliance of SMSFs, helping you make informed investment choices to secure your retirement. Our SMSF services include:

• Superannuation Investments
• Superannuation Rollovers
• Account-Based Pensions
• Transition to Retirement Strategies

Retirement Planning & Superannuation

Plan for a comfortable and financially secure retirement with expert guidance on superannuation contributions, pension options, and wealth preservation strategies tailored to your goals.

Risk Management & Insurance Solutions

Protect what matters most with tailored insurance solutions that safeguard your income, business, and family against unexpected life events. We offer:

• Life Insurance & Income Protection
• Investment Risk Management

Tax-Efficient Investment Strategies

Leverage tax-effective strategies such as negative gearing for property, shares, and managed funds to optimize your investment returns while reducing tax liabilities.

General Advice

This advice has been prepared without taking account of your objectives, financial situation or needs. Because of that you should, before acting on the advice, consider the appropriateness of the advice, having regard to your personal circumstances.

You should obtain a copy of the PDS and Target Market Determination relating to the product and consider it before making any decision to acquire the product.

At Waterbay, we understand that financial planning is more than just numbers – it’s about securing your future and achieving your aspirations with confidence.